So you’ve become involved in a collision. This is one of the scariest circumstances for a motorist to be in. However, don’t panic. In this article, we will discuss the steps to take after a car accident so that you can get back on the road smoothly in no time.
1. Get Off the Road
As soon as a car accident occurs, it’s imperative to get off the road if you are in the way of traffic. If you can, move over to the shoulder and turn on your hazard lights. If your car cannot be moved, stay inside and wait for help. NEVER try to leave the scene of the accident, even if the collision was not major.
2. Contact the Police
As soon as you can, contact the police to come to assess the collision and write a report of what happened. This will help you when contacting and filing a claim with your insurance company. Keep in mind that it is very important to provide the police officer making the report with accurate information. Tell the officer what happened to the best of your ability, and make sure not to tell any untruths. If you are not sure about something, let the police officer know that you are unsure. Guessing the facts, speculating, or lying is not going to do you any favors.
3. Exchange Information
You will want to get personal information from the other individual involved in the car wreck. This information should be their name, address, means of contact, and of course, insurance information. Be ready to give the individual the same information. This will help you to stay in contact as well as give you protection while getting everything figured out with fixing your vehicle. One thing to keep in mind: don’t admit fault while speaking with this individual, as you could be incorrect in whose fault it was but still end up being held responsible for the collision.
4. Take Photographs
If you have the ability, go ahead and capture some shots with a camera. This is important in regards to any personal injury as well as visible damage to your vehicle. If you can’t do so at the scene of the accident, which is recommended, do so as soon as you possibly can. However, don’t get in the way of a police investigation of the collision.
5. Seek Medical Attention
If you are hurt, get yourself checked out. Either visit your primary healthcare provider or head down to the ER. Even if you do not think you are hurt, get checked. Sometimes injuries caused by a car wreck do not show themselves for a day or two. Not only do you want to catch something wrong before more damage is sustained, but you also want to keep an accurate record of medical costs.
6. Report the Accident
As soon as you possibly can, report the collision to your insurance company. Again, provide them with accurate information. Being caught in a lie will only cause problems for you, such as having to cover the costs of repairs and injuries yourself. This is one of the most important steps to take after a car accident.